Medicare Insurance Plans

Important Benefits available in 2023

Telehealth
Services

Currently, Medicare covers certain telehealth services such as:

Office Visits
Psychotherapy
Consultations
Certain Medical & Health Services

This benefit will continue to be available to Medicare beneficiaries enrolled in Part B as long as the current Public Health Emergency (PHE) due to Covid-19 is not terminated.

Special Supplemental Benefits
continue in 2023

Medicare Advantage Plans will continue offering special supplemental benefits that include:

Eyewear
Hearing Aids
Preventive and Comprehensive Dental Benefits
Access to Meals *
Over-the-Counter (OTC) Items
Fitness Benefits

* for a limited duration

Immunosuppressive Drugs
after Kidney Transplant

Starting Jan 1, 2023, eligible Medicare beneficiaries with End Stage Renal Disease (ESRD) who have had a kidney transplant can get help to pay for immunosuppressive drugs beyond 36 months.

Till now, Medicare coverage for the immunosuppressive drugs has been for only 36 months.

Key Dates for Medicare
2023 Plan Year

Annual Enrollment Period (AEP)

Oct 15, 2022 to Dec 7, 2022

You can switch from Medicare to a Medicare Advantage Plan
You can sign-up or modify your Prescription Drug Plan (Medicare Part D)

Medicare Advantage Open Enrollment Period (OEP)

Jan 1, 2023 to Mar 31, 2023

If you are enrolled in a Medicare Advantage Plan:

You can change to another Medicare Advantage Plan.
You can go back to Medicare, with or without a Prescription Drug Plan (Medicare Part D).

5-Star Special Enrollment Period (SEP)

Dec 8, 2022 to Nov 30, 2023

Each year, Medicare rates Medicare Advantage Plans and Medicare Prescription Drug Plans based on customer surveys and the overall quality of care provided by the plans to their enrollees. A select few of these plans get the highest rating of 5 Stars.

If you live in an area served by these plans, you can sign-up during this period.

Special Enrollment Periods (SEP)

Sign-up period is determined by the specific life event affecting you.

You can enroll in Medicare outside of the regular enrollment periods when faced with certain extenuating circumstances that include:

You change where you live
You lose your current coverage
You have a chance to get other coverage
Your plan changes its contract with Medicare
Other special situations
This Medicare.gov website provides details on the specific circumstances and the allowable periods to sign up for Medicare.

Initial Enrollment Period (IEP)

7-month period (3 months before and 3 months after your eligibility month)

When you first become eligible to sign-up for Medicare, you have a 7-month window to enroll that starts 3 months before your eligibility month and ends 3 months after your eligibility month.

Example: If you are eligible for Medicare when you turn 65 and let's say, your birth month is August...

In the year you turn 65 (and hence, eligible for Medicare), your 7-month sign-up window begins in May and ends in November.

Medicare Insurance Inquiry Form

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You also understand that submitting this form does NOT affect your current Medicare Part A and Part B enrollment, nor will it enroll you in a Medicare Advantage Plan, Prescription Drug Plan, or other Medicare plans.

The Seniors Club is neither endorsed by nor contracted with the US Government, or any federal/ state programs. The Seniors Club does not recommend health related products, services, or insurance plans. You are strongly encouraged to evaluate your needs. The Seniors Club is a privately-owned non-government website.

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Download the Latest Free Medicare Handbook (2023)
Descargue el último manual gratuito de Medicare (2023)

Disclaimer: This website and its contents are for informational purposes only. Medicare has neither reviewed nor endorsed the information on our site. The Seniors Club is neither endorsed by nor contracted with the US Government, or any federal/ state programs. The Seniors Club does not recommend health related products, services, or insurance plans. You are strongly encouraged to evaluate your needs. The Seniors Club is a privately-owned non-government website.

FAQs

What are the important benefits available in 2023 for Medicare?

3 important benefits available to eligible Medicare enrollees in 2023:
  1. Telehealth Services allowed by Medicare during the current Public Health Emergency (PHE)
  2. Special Supplemental Benefits by Medicare Advantage Plans continue in 2023
  3. Immunosuppressive Drugs beyond 36 months after Kidney Transplant are now covered by Medicare
Telehealth Services
During the current period of Public Health Emergency (PHE) declaration, Medicare will cover Medicare covers certain telehealth services such as Office Visits, Psychotherapy, and Consultations.

Supplemental Benefits offered by Medicare Advantage continue
Medicare Advantage Plans will continue to offer supplemental benefits that include:
  • Eyewear
  • Hearing Aids
  • Preventive and Comprehensive Dental Benefits
  • Access to Meals
  • Over-the-Counter (OTC) Items
  • Fitness Benefits

Immunosuppressive Drugs beyond 36 months after Kidney Transplant
Medicare beneficiaries with End Stage Renal Disease (ESRD) who have had a kidney transplant can now get help to pay for immunosuppressive drugs beyond 36 months.

When is the Medicare Annual Enrollment Period (AEP) for 2023 Plan Year?

The Medicare Annual Enrollment Period (AEP) for 2023 Plan Year is between Oct 15, 2022 and Dec 7, 2022.

What changes can I make during the Annual Enrollment Period?

  • You can switch from Medicare to a Medicare Advantage Plan.
  • You can sign-up or modify your Prescription Drug Plan (Medicare Part D).

When is the Medicare Advantage Open Enrollment Period (OEP)?

The Medicare Advantage Open Enrollment Period (OEP) is between Jan 1, 2023 and Mar 31, 2023.

What changes can I make during the Medicare Advantage Open Enrollment Period (OEP)?

If you are enrolled in a Medicare Advantage Plan:
  • You can change to another Medicare Advantage Plan.
  • You can go back to Medicare, with or without a Prescription Drug Plan (Medicare Part D).

What is Medicare 5-Star Special Enrollment Period (SEP)?

Each year, Medicare rates Medicare Advantage Plans and Medicare Prescription Drug Plans based on customer surveys and the overall quality of care provided by the plans to their enrollees. A select few of these plans get the highest rating of 5 Stars.

When is the Medicare 5-Star Special Enrollment Period (SEP)?

The Medicare 5-Star Special Enrollment Period (SEP) is between Dec 8, 2022 and Nov 30, 2023.

Who can enroll during the Medicare 5-Star Special Enrollment Period (SEP)?

If you live in an area served by Medicare Advantage plans that are rated 5 Stars by Medicare, you can sign-up during the 5-Star Special Enrollment Period.

How do I replace my Medicare Card?

If your Medicare Card is lost or damaged, you can print one online or request a replacement card to be mailed.

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